Social Security is an important part of any retirees’ income. By collecting taxes from paychecks, the program supports people who are unable to take care of themselves. Current estimates are that 40% of Americans over the age of 65 are kept out of poverty from the benefits proved by the Social Security Administration. 2013 brings 7 new changes to a social Read More
As people get closer to retirement, they start to think about how costs will seemingly pile up. Most will hope that they have enough money to take care of their medical bills. Medicaid and Medicare is what they hope will bridge any deficiencies in their pocketbooks. But Medicaid is an imperfect system and has seen decreases in funding both from Read More
Contractors know of the dangers of construction sites. With many moving parts, there are dangers from vehicles that have obstructed views as the roll around a job. There are also a look of power tools and hardware which can lead to bloody accidents and bad falls from ladders. But there are also unseen dangers present at every turn. In renovations Read More
The state of California is subjected to the third highest workers’ compensation rates in the entire US, trailing only Alaska and Connecticut according a survey completed this year. The rate that California businesses pay out is $2.92 per $100 of salary, which is 55 percent greater than the national median rate. In 2010, California was the fifth the last time Read More
On the heels of devastating damage on the East Coast due to hurricane Sandy, there has been a renewed concern about homeowners’ lack of flood insurance. While people in California don’t have to be worried about massive hurricanes, there are other dangers which are present. The Association of California Water Agencies has data to show that over the last 20 years, Read More
Most people think that only people with children need life insurance but that just isn't the case. It is important that anyone who depends on you has the financial means to carry on without you. What is known as a death benefit can cover your funeral costs, living expenses and even college funding. No one wants to think about what happens to Read More
